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Free Real Estate Tools

10 free calculators for homebuyers, sellers, and real estate investors — browser-based, private, no sign-up required.

✓ 100% Free☖ No Sign-Up◇ Runs in Browser○ Nothing Stored
Homebuyers
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Mortgage Payment Calculator

Monthly P&I, taxes, insurance, and PMI. See total interest over the life of the loan.

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How Much Can I Afford?

Maximum home price based on income, debts, and down payment using the 28/36 rule.

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Down Payment Calculator

Compare 3% to 25% down side by side. See PMI impact and how long to save.

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Closing Cost Estimator

Buyer and seller closing costs broken down by category. Lender fees, title, escrow, and more.

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Rent vs Buy Calculator

Total cost comparison over time. Accounts for appreciation, opportunity cost, and maintenance.

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Amortization Schedule

Year-by-year breakdown of principal vs interest. See how extra payments save money.

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Investors
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Cash-on-Cash Return

Annual ROI on your actual cash invested in a rental property. Includes the 1% rule check.

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Cap Rate Calculator

NOI-based property valuation. See implied value at different cap rates for quick comparison.

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House Hacking Calculator

Can rental income from spare rooms cover your mortgage? See your net housing cost.

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Property Tax Estimator

Annual and monthly property tax based on value, rate, exemptions, and assessment ratio.

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How It Works

1

Choose a Calculator

Pick the tool that matches your real estate question.

2

Enter Your Numbers

Input price, income, rates, and other details.

3

Get Instant Results

See detailed breakdowns, comparisons, and actionable insights.

Frequently Asked Questions

What is Free Real Estate Tools?
A collection of 10 free, browser-based calculators for homebuyers, sellers, and real estate investors. Every tool runs in your browser with no sign-up, no data collection, and no paywalls.
Is my financial data private?
Yes. Every calculator runs entirely in your browser. No income, home price, or financial data is ever sent to a server or stored anywhere. Your information stays on your device.
Are these calculators accurate?
These tools use standard financial formulas (amortization, DTI ratios, NOI calculations). They provide reliable estimates for planning purposes. For your actual transaction, always work with a qualified lender and real estate professional.
Who are these tools for?
First-time homebuyers figuring out affordability, current homeowners exploring refinancing, real estate investors analyzing rental properties, and anyone comparing rent vs buy or estimating closing costs.

Free Real Estate Calculators & Tools

Free Real Estate Tools is a collection of 10 free, browser-based calculators built for homebuyers, sellers, and real estate investors. Every tool runs in your browser with no account, no data collection, and no paywalls.

For Homebuyers

Calculate your monthly mortgage payment, find out how much house you can afford, compare rent vs buy over time, estimate closing costs, and generate a full amortization schedule showing every payment.

For Investors

Analyze rental properties with cash-on-cash return and cap rate calculators. Model house hacking scenarios. Estimate property taxes in any area. Every tool gives you the numbers you need to make informed investment decisions.