Closing Cost Estimator
Estimate buyer and seller closing costs
Calculator
Estimate Closing Costs
Enter the home price and transaction type to see estimated closing costs broken down by category.
Frequently Asked Questions
How much are closing costs typically?
Buyers typically pay 2-5%% of the home price in closing costs. Sellers pay 6-10%% (mostly agent commissions). On a $400,000 home, that's roughly $8,000-$20,000 for buyers and $24,000-$40,000 for sellers.
Can closing costs be negotiated?
Yes. Lender fees, title insurance, and agent commissions are all negotiable. You can also ask the seller to contribute to your closing costs (seller concessions), which is common in buyer's markets.
What are the biggest closing costs?
For buyers: loan origination fee (0.5-1%% of loan), title insurance, appraisal, and prepaid items (tax/insurance escrow). For sellers: agent commissions (5-6%%) are by far the largest cost.
Closing Cost Estimator
Estimate closing costs for buying or selling a home. See a detailed breakdown of lender fees, title insurance, escrow, transfer taxes, and agent commissions.